CONVERSION RATES AND STARTING MONEY
2 Earth Credits = 1 Martian Marks = 8 Belter Yuan
Starting money and prices in the book are in Earth Credits.
Most money is electronically transferred using hand terminals. But "smart coins" (sort of like a digital cashier's check) are also used and can be loaded with any amount. The amount is loaded onto the coin by a bank and is digitally displayed on the face of it. The coin glows red for Marks, blue for Credits and yellow for Yuan. They are encrypted and tamper proof. A bank can remotely change the amount on a coin via request from a hand terminal if the coin is on the same world or station network as the bank. The issuing bank keeps a record of the serial number and amount loaded on it. But coins can be loaded with funds from other coins or from money transferred between banks and different money types so that tracing the origin of money loaded on a coin is often difficult to impossible. Especially since Earth, Mars, and Belt banks do not share client data.
MAJOR EARTH BASED BANKS
UN Global Bank
First Terran United Bank
Blue Planet Consolidated Bank
MAJOR MARS BASED BANKS
Mars Congressional Bank
Green Mars National Bank
MAJOR BELT BASED BANKS
Ceres First Bank & Trust – Based on Ceres.
Belters United Bank – Based on Ganymede.
Setara Dui Bank (True Star) – Based on Ceres.
Copain Felota Bank (Floating Friend) – Based on Tycho Station.